Cell Phone Insurance

A phone's standard warranty typically covers hardware and software defects for a short time. But what if you crack your screen or spill coffee on it?

Progressive's Phone and Electronic Device Insurance by Worth Ave. Group offers protection the manufacturer's warranty doesn't. With it, you're covered from many of life's mishaps. Without it, you could be on the hook for hundreds of dollars to repair your phone or buy a new one.

Cell phone insurance plan coverage

Insurance for cell phones can help protect you from:

What smartphone insurance doesn't cover

Smartphone insurance won't cover everything that can go wrong. Common exclusions are:

Compare cell phone insurance plans

Compared to paying $1,000 for a new iPhone, a two-year iPhone insurance plan through Progressive costs as little as $8 per month. † Plus, you can make unlimited claims, and you can purchase a plan regardless of whether your iPhone or Android is new or refurbished.

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We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.

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Progressive Advantage Agency, Inc. (PAA) refers consumers seeking electronic device insurance to Worth Ave. Group, LLC for placement with an insurer offering that coverage. Worth Ave. Group and the insurer are not affiliated with Progressive.

PAA and Progressive are not responsible for coverage selections, policies issued, claims, the content or operation of others' websites, or how others handle or use your information. Information you provide to others is subject to their privacy policies and website terms of use, and may be shared with us.

PAA receives compensation from Worth Ave. Group that may vary based on the policy you buy. Contact us for more details.

Coverage and discounts may not be available in all states and situations. All coverage is subject to policy terms and conditions.

** Pricing is based on an annual Two-Year Full Coverage Insurance plan (including processing fees). Retail values used: Smartphone up to $999 with $75 deductible, Tablet up to $1,050 with $50 deductible, and Laptop up to $1,200 with $100 deductible. Prices and terms are as of 5/23/2023 and may change at any time. Pricing may vary by state.

† ​​Replacement cost estimates are based on average out-of-pocket costs in the United States without device insurance, extended warranty, or protection plan. Pricing may change at any time. Actual replacement cost will vary depending on the model of the device and retailer.

* Plan comparison based on Two-Year Full Coverage Insurance protection plan and minimum deductible available of $75. The device used in this comparison has a retail value of up to $1,000.00. Prices and terms are as 11/5/2021 and may change at any time. Pricing may vary by state.

​​Replacement cost estimates are based on average out-of-pocket costs in the United States without device insurance, extended warranty, or protection plan. Pricing may change at any time. Actual replacement cost will vary depending on the model of the device and retailer.